[To: Customers receiving overseas remittances] Revision to Inward Foreign Exchange Remittance Fee

Effective Monday, December 16, 2019, administrative fees for foreign currency remittances from overseas and within Japan or yen inward foreign exchange remittances^* will be revised as follows:

• *Yen inward foreign exchange remittances: Yen remittances from overseas or from non-residents in Japan.

	Before revision	After revision
Inward foreign exchange remittance administrative fee (No consumption tax)	Free	The currency you are receiving Fee* US Dollar USD 18.00 Australian Dollar AUD 26.00 Canadian Dollar CAD 24.00 Sterling Pound GBP 14.00 Hong Kong Dollar HKD 145.00 Norwegian Krone NOK 160.00 New Zealand Dollar NZD 28.00 Singapore Dollar SGD 25.00 Euro EUR 16.00 South-Africa Rand ZAR 278.00 Turkish Lira TRY 111.00 Chinese Yuan CNY 125.00 Japanese Yen JPY 2,000 *As of May 31, 2019

• *Remittance financial institutions or intermediary banks may charge fees separately from the aforementioned fees.

The remittance administrative fee will be withdrawn from the fund you are receiving, your savings deposit account for the same currency you are receiving, or your yen savings deposit account. You cannot designate the account from which the fee will be withdrawn.

The remittance fund will be returned to the remittance requester if neither the aforementioned fund nor your balance before receiving the fund is greater than the remittance administrative fee.

To: "Shinsei Platinum" and "Shinsei Gold" customers

A cash-back program offering 2,000 yen per inward foreign exchange remittance receipt will be implemented for "Shinsei Platinum" and "Shinsei Gold" customers.

Details of the program will be provided on our website.

If you have any inquiries, please contact us by webForm (Email).

June, 2019
SHINSEI BANK

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