March 29, 2010

To whom it may concern
Fidec Corporation
Ken Takiguchi, President
(Tokyo Stock Exchange, First Section; Code: 8423)
Contact: Takeshi Sugahara
Director of Financial Dept
TEL +81-47-314-0650

Press Release Concerning Conclusion of Syndicated Loan Agreement

On March 29, Fidec Corporation entered into a 16,023,000,000 yen syndicated loan agreement under the following
terms and conditions with Mizuho Bank, Ltd. and Sumitomo Mitsui Banking Corporation as arrangers. It plans to utilize the loan as funding for the provision of its factoring services and to reinforce its financial stability.

Note

１．Syndicated Loan Details
１） Loan total 16,023,000,000 yen
２） Underwriting syndicate
Twenty financial institutions including Mizuho Bank, Ltd. and Sumitomo Mitsui Banking Corporation.
３） Arrangers
Mizuho Bank, Ltd. and Sumitomo Mitsui Banking Corporation
４） Loan term March 31, 2010 to March 31, 2011

２．Funding Objectives
The loan funds are to be used to finance the factoring services in which Fidec specializes and to strengthen Fidec's
financial position.
Fidec has evolved an accounts receivable liquidation business model that combines financial services with
outsourcing services designed to help improve the cash-flow of small and medium-scale companies. The recent
economic downturn has hurt the cash-flow of many small and medium-scale firms, thus boosting demand for the
services rendered by Fidec.
The above-described syndicated loan has been arranged to help Fidec accommodate the cash-flow needs of the
small and medium-scale business community.

３．Future Business Plans
Now that Fidec has access to stable funding resources, it looks forward actively expanding its factoring service
business as well as boosting its business revenue and net income.

(End of document)