No changes will be made to the login method to access Internet banking (Shinsei PowerDirect), PowerDirect screens, and URL. If the website-renewal schedule changes, the change will be announced via the Shinsei website. Access to the Shinsei website may be temporality delayed from 2 a.m. to 4 a.m. on Tuesday, July 21 for the website renewal. Please re-access later.

Shinsei Bank

July 16, 2009

Shinsei Bank's retail banking services aim to enrich and "color"

the lives of our customers by providing them

with high value-added products and services.